何伦志, 黄常锋. 购房按揭贷款还款模式研究—基于传统模式下的新型还款模式(英文)[J]. Journal of Xinjiang University (Natural Science Edition in Chinese and English), 2010, 27(3): 305-309.DOI：
购房按揭贷款还款模式研究—基于传统模式下的新型还款模式(英文)
摘要
主要在购房按揭贷款传统还款模式的基础上
设计了周期为任意个月的新型还款方式.并对新型的还款方式与传统的还款方式进行了分析比较.最后
建议银行部门对传统的购房按揭贷款模式进行创新
并对不同收入类型的顾客群体采取相应的还款模式.
Abstract
Based on the traditional modes of housing mortgage-loan repayment
this paper designs a new mode in which the cycle equals any number that more than zero months.Then it analyzes and compares the new mode with the traditional repayment modes.Finally this paper tables a proposal for the bank on innovating in traditional modes of housing mortgage-loan repayment and carrying out corresponding patterns to clients of different income type.
关键词
Keywords
references
梁维和.透析个人住房抵押贷款等额本息还款法[J].数量经济技术经济究,2003,9:58-62.
王鉴文.个人住房抵押贷款还款模式初探[J].中国统计,2000,4:19-20.
李世金,陈广义.数学分析[M].辽宁:辽宁人民出版社,1984,116-124.
Alpha C Chiang,Kevin Wainwright.Fundamental Methods of Mathematical Economics[M].Beijing:Peking University Press,2006,171-174.
Frederic S Mishkin.The Economics of Money、Banking and Financial markets(Fourth Edition)[M].Beijing:Renmin University of China Press,1998,65-84.
京公网安备11010802024621